Portfolio Projector, LLC (“Portfolio Projector,” “we,” “us,” or “our”) values your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal information when you visit our website or use our services (collectively, the “Service”). By using the Service, you consent to the practices described in this Privacy Policy.

1. Member Consent

By submitting personal data through the Service or Site, you consent to our collection, use, processing, disclosure and retention of your personal data in accordance with this Privacy Policy and applicable law.

2. A Note about Children

The Service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If we discover we have collected personal data from a child, we will delete it.

3. Types of Data We Collect

We collect Personal Data and Usage Data:

• Personal Data – information that can identify you, such as your name, email address, postal address, phone number, account information, payment information, and IP address. You may provide Personal Data when you register for an account, make purchases, contact us, or otherwise use the Service.
• Usage Data – information about how you interact with the Service, such as pages viewed, date and time of access, device type, browser type, and operating system. We collect this automatically through cookies, web beacons and similar technologies.

4. Cookies and Tracking Technologies

We and our third-party service providers use cookies and similar technologies to enhance your experience, analyze usage patterns and deliver personalized content. You can control cookies through your browser settings, but disabling cookies may limit certain features. We do not respond to “Do Not Track” browser signals.

If you use our subscription or checkout pages, our payment processor may place cookies or similar tracking technologies on your device to detect and prevent fraudulent activity and to enable the payment session. These cookies are essential for completing a transaction and may not be disabled without affecting your ability to make payments.

5. How We Use Your Data

We may use your Personal Data and Usage Data to:

• Provide, maintain and improve the Service;
• Verify your identity and authenticate your account;
• Process payments and transactions;
• Communicate with you regarding your account, customer service requests, updates or promotions (where permitted by law);
• Conduct analytics and research to improve our products and services;
• Detect and prevent fraud or misuse;
• Comply with legal obligations and enforce our Terms of Service;
• For any other purpose with your consent.

We may anonymize or aggregate personal data so that it can no longer identify you. We may use and disclose such data for any lawful purpose.

6. Payment Processing

We use Stripe, Inc. (“Stripe”) to process subscription payments. When you subscribe or make a payment, the payment information you provide—including your name, billing address and credit-card details—is transmitted directly to Stripe. Stripe acts as a data processor on our behalf and uses your information to process payments, verify your identity, prevent fraud and comply with legal and financial obligations. We do not collect or store your full payment-card number on our systems; we may retain only limited details (such as the last four digits and expiration date) for record-keeping and customer-service purposes.

Stripe may collect additional personal data—such as device information, browser data and usage signals—when you interact with our checkout pages. Stripe’s collection and use of your personal data is governed by the Stripe Privacy Policy. We encourage you to review Stripe’s privacy practices to understand how your information is handled.

7. Promotions and Free-Trial Offers

From time to time we may offer promotional programs or free-trial subscriptions (for example, a 21-day free trial for new subscribers). Eligibility for these offers is limited to first-time subscribers and cannot be combined with other promotions. We may use the information you provide to verify your eligibility for a promotion and to enforce offer limits. Unless we tell you otherwise, you must enter a valid payment method when you sign up for a promotion or free trial. At the end of the promotional or trial period, your subscription will automatically convert to a paid plan and the applicable fees will be charged to your payment method, unless you cancel before the end of the trial. We will send you a reminder notice before your free-trial period expires where required by law. You may cancel at any time during the promotional period by following the instructions in your account settings; cancellation will take effect immediately, and you will retain access only for the remainder of the trial period. All terms of this Privacy Policy and our Terms of Service apply during any promotion or free-trial period.

8. How We Share Your Data

We do not sell your personal information. We may share Personal Data with:

• Service Providers – third-party vendors who provide services such as hosting, payment processing (for example, Stripe), data analysis, identity verification, customer support, marketing assistance and security. When you make a payment, Stripe processes your payment information on our behalf. Stripe may share that data with its affiliates and service providers as necessary to provide payment services. These providers are contractually obligated to protect your data and use it only for our business purposes.
• Affiliates and Partners – subsidiaries or affiliated companies under common control, provided they adhere to this Privacy Policy.
• Business Transfers – in the event of a merger, acquisition, sale or restructuring, your data may be transferred as part of the transaction.
• Legal Requirements – when required by law, subpoena, or other legal processes, or to protect our rights, property and safety or that of our users or others.
• With Your Consent – we may share your data for purposes disclosed at the time of collection or with your consent.

9. Data Retention

We retain Personal Data for as long as necessary to provide the Service, comply with our legal obligations, resolve disputes, and enforce agreements. We may retain anonymized data for analytics and research.

10. Your Rights and Choices

Depending on your jurisdiction, you may have rights to access, correct, delete or restrict the processing of your Personal Data. You may also opt-out of marketing communications by following the unsubscribe instructions or contacting us. To exercise these rights, please contact us at the email address below. We will respond as required by law.

11. Security Measures

We implement reasonable administrative, technical and physical safeguards to protect your Personal Data. However, no method of transmission over the Internet or electronic storage is entirely secure, and we cannot guarantee absolute security.

12. International Transfers

Portfolio Projector is located in the United States. If you access the Service from outside the U.S., your information may be transferred to, stored and processed in the U.S. Data protection laws in the U.S. may differ from those in your country. By using the Service, you consent to the transfer of information to the U.S.

13. Biometric Information (if applicable)

If we collect biometric data (such as facial recognition or identity verification data), we will do so only with your explicit consent and will use such data solely for identity verification and security purposes. We will retain biometric data only as long as needed to provide the service or comply with legal obligations.

14. Third-Party Sites

The Service may contain links to third-party websites. We do not control and are not responsible for third-party privacy practices. We encourage you to review the privacy policies of any third-party sites you visit.

15. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be posted on our website with an updated “Last Updated” date. We may also notify you via email or through the Service. Your continued use of the Service after the effective date of any changes constitutes acceptance of the revised policy.

16. Contact Us

If you have questions or complaints about this Privacy Policy or our data practices, please contact us at: